{"id":242,"date":"2026-02-01T18:06:07","date_gmt":"2026-02-01T17:06:07","guid":{"rendered":"https:\/\/perso.metoogotmy.net\/?p=242"},"modified":"2026-02-01T18:09:55","modified_gmt":"2026-02-01T17:09:55","slug":"question-de-responsabilite","status":"publish","type":"post","link":"https:\/\/perso.metoogotmy.net\/index.php\/2026\/02\/01\/question-de-responsabilite\/","title":{"rendered":"Question de responsabilit\u00e9"},"content":{"rendered":"<p><span style=\"font-family: DejaVu Sans, sans-serif;\"><span style=\"font-size: small;\">Quel est le but d&rsquo;une assurance? C&rsquo;est une entreprise \u00e0 but lucratif qui cherche \u00e0 calculer un rapport b\u00e9n\u00e9fice\/risque maximum, et donc qui cherchera toujours un moyen de minimiser le risque qu&rsquo;elle couvre. Le contrat id\u00e9al d&rsquo;un assureur est de faire cotiser ses clients pour payer un dommage qui n&rsquo;arrivera jamais, ou de leur faire croire qu&rsquo;il couvre un risque \u00e9lev\u00e9 alors que le contrat l&rsquo;exclut dans ses clauses particuli\u00e8res.<\/span><\/span><\/p>\n<p><span style=\"font-family: DejaVu Sans, sans-serif;\"><span style=\"font-size: small;\">Couvrir un risque, c&rsquo;est endosser la prise de ce risque \u00e0 la place de l&rsquo;assur\u00e9, c&rsquo;est donc d\u00e9charger l&rsquo;assur\u00e9 de sa responsabilit\u00e9. Mais que veut dire \u00eatre responsable? Assumer sa responsabilit\u00e9, c&rsquo;est \u00eatre capable, moralement, physiquement et mat\u00e9riellement, de supporter les cons\u00e9quences de ses actes. C&rsquo;est donc \u00eatre capable d&rsquo;\u00e9valuer leurs cons\u00e9quences au pr\u00e9alable et de d\u00e9cider en toute conscience d&rsquo;agir ou pas. Cela signifie donc <\/span><\/span><strong><span style=\"font-family: DejaVu Sans, sans-serif;\"><span style=\"font-size: small;\">avoir le choix<\/span><\/span><\/strong><span style=\"font-family: DejaVu Sans, sans-serif;\"><span style=\"font-size: small;\">.<\/span><\/span><\/p>\n<p><span style=\"font-family: DejaVu Sans, sans-serif;\"><span style=\"font-size: small;\">Or les formules du type \u00ab\u00a0il faut prendre ses responsabilit\u00e9s\u00a0\u00bb, \u00ab\u00a0tu dois assumer\u00a0\u00bb, \u00ab\u00a0sois responsable\u00a0\u00bb ne donnent aucun choix, bien au contraire: on peut sans probl\u00e8me transformer la formule: \u00ab\u00a0sois responsable\u00a0\u00bb=\u00a0\u00bbsois ob\u00e9issant\u00a0\u00bb. On te force donc \u00e0 supporter les cons\u00e9quences d&rsquo;actions que tu as effectu\u00e9 sous la contrainte d&rsquo;une forme ou une autre de domination: contrat de travail, coercition, menace, chantage affectif&#8230; et l&rsquo;assurance est l\u00e0 pour entretenir ce syst\u00e8me de domination en te permettant, justement, de ne pas assumer ta responsabilit\u00e9 puisqu&rsquo;elle supporte les cons\u00e9quences de tes actes \u00e0 ta place.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quel est le but d&rsquo;une assurance? C&rsquo;est une entreprise \u00e0 but lucratif qui cherche \u00e0 calculer un rapport b\u00e9n\u00e9fice\/risque maximum, &hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-242","post","type-post","status-publish","format-standard","hentry","category-reflexions","latest_post"],"_links":{"self":[{"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/posts\/242","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/comments?post=242"}],"version-history":[{"count":1,"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/posts\/242\/revisions"}],"predecessor-version":[{"id":243,"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/posts\/242\/revisions\/243"}],"wp:attachment":[{"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/media?parent=242"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/categories?post=242"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/perso.metoogotmy.net\/index.php\/wp-json\/wp\/v2\/tags?post=242"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}